Apollo Munich is a health insurance company that has been formed as a partnership between The Apollo Group of Hospitals and Munich Health. While Apollo Hospitals are well-known in India for their high standard of healthcare, Munich Health is renowned as being a part of the largest insurance company in the world. They have added meaning to the concept of Health Risk Management.
Apollo Munich is committed to looking after all the healthcare needs of Indians. The company believes in all-round medical wellness and therefore conducts vast surveys to bring out the needs of people while trying to stay healthy. One of the most common problems is that people need to be hospitalized for less than 24 hours and this is not covered in many health insurance plans. Apollo Munich, after extensive market research, realized this point and brought in the day-care procedures benefit for its customers. These are small operations which are generally done quickly and do not require a patient to stay for observation in the hospital.
Apollo Munich covers around 140 such procedures. One can avail day-care procedures under cashless hospitalization in network hospitals. If a person were to get treated in a non-network hospital, he/she can still claim the reimbursement against the amount footed in the medical bills. This amount is reimbursed up to an amount that has been insured to the policyholder. Some of the treatments covered under this are operation of cataract, coronary angiography, radiotherapy for cancer, cancer chemotherapy, some operations on the tonsils and adenoids, etc. The complete list is available in the policy wordings on the website.
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Apollo Munich is a good company. I have the Maxima policy from them and have used the OPD benefits very often especially for specs.
ReplyDeleteApollo Munich's coverage to day-care procedure is belived to be a good inclusion in the plan. now, there are plans that look into your all-round wellness.
ReplyDeleteI have heard a lot about Apollo Munich. I have many friends who are using the plan and infact have been using it over a year. I too have plans of buying their policies soon.
ReplyDeletewell writen... good blog... thanks...
ReplyDeleteI have heard that Apollo Munich covers one of the largest number of daily care procedures. Very useful, as majority of our hospital expenses do not require overnight hospitalisation, but can be expensive.
ReplyDeleteCoverage of day care procedures is very important. Good to know that Apollo Munich covers so many.
ReplyDeleteThis has convinced me. I have recently paid so munch for a procedure like this. I will buy a policy from Apollo Munich.
ReplyDeleteDay care procedures are a financial pain and regular irritation. Good thing they are covered by Apollo Munich plans.
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