Apollo Munich Health Insurance Company

Apollo Munich Health Insurance Company

Points to consider before choosing a health insurance plan - Apollo Munich Health insurance

It is important for every individual to buy a health insurance plan. When it comes to buying a health insurance policy, there are two factors that attract an individual. These are budget and health benefits. But, in order to make more informed decision, there are several factors to be considered. Some of major ones are stated below.

Premium amount- You need to know the amount, you are going to pay. In addition, you should also pay attention to deductibles, exclusions, co-payments and coinsurance requirements.

Flexibility- Some companies do not give flexibility to the insured to choose the doctor or hospital on their own. It is not advisable to choose such insurance companies or plans. On other hand, there are companies that gives you the list of hospitals where you can avail cashless and quality care services, but in addition, also gives you a flexibility for treatment in non-network hospital.

Coverage limit- Make sure that the plan you chose, fulfills your future needs and provide maximum cover. Take it into your account that if you failed to choose a plan wisely, you will spend all your savings in paying for the medical expenses, which would have been avoided by choosing a good health insurance plan.

Family coverage- If you have a family, take care that your immediate family is also covered under the plan, you choose. Though it costs a bit more than an individual plan but comparatively has more number of associated benefits that will help you to save a lot in your future.

Reviews and feedback- Read about the company's reviews and feedback before finalizing your transaction.

7 comments:

  1. very good information shared......

    i am looking for the health insurance plan for my family and i have compared many plans and have concluded that Apollo Munich's plan are the best in the country. Even my friends suggest the same.........

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  2. Good information shared and i too believe Apollo Munich's plans stand alone in terms of above mentioned factors.

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  3. i agree with shruti... good information shared. I have also got a plan from apollo munich and i agree it is good. you can also use the healthline service which provides doctor's advice on phone. I use it a lot....

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  4. If only i knew about these plans before buying my own. I will keep them in mind next time. And I would consider Apollo Munich for health insurance next time round.

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  5. rightly said... good information... the plans are good too...

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  6. Very important info, and a must-read for all.

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  7. Please read some reviews of this on Mouthshut.com before taking a final decision.
    These may be exceptions but the company hasn't responded to these conclusively.

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