Apollo Munich Healthcare – Apollo Munich Health Insurance

The biggest problem that Indians have been facing for years is the problem of getting good health insurance and being able to get affordable health care to take care of one’s ailments.

Munich Health was formed by Munich Re to help spread good health insurance practices world over. They have formed a partnership (known as Apollo Munich Health Insurance) with Apollo Group of hospitals to bring Indians new and innovative healthcare solutions. The Apollo Munich Health Insurance Company, focuses on prevention and cure in all its mediclaim plans. Each and every plan is thought through after complete market analysis and then scrutiny of the needs of people.

Apollo Munich has over 4000 hospitals in its network with more than 42 Apollo Hospitals. Customers are also provided with many benefits that ensure that a health insurance plan is not only focused on taking care of expenses incurred during long-term hospitalization. Apollo Munich provides cover for day-care procedures and pre- and post-hospitalization costs.

The plans provide cover for nearly all the costs incurred during treatment. Apollo Munich also gives customers the chance to stay healthy and get medical advice at any time that they need. An online tool known as ‘Health Risk Assessment’ is available to policyholders to keep a check on how vulnerable they are to health risks. The tool also gives users tips and a course of action to stay healthy. Medical advice can be sought from the doctors in the company. Thus Apollo Munich Health Insurance makes sure that all their customers stay healthy and get treatment easily.

Apollo Munich provides customers with a unique blend of preventive, preservative and curative coverage in the policies offered by the company. Customers need coverage for the costs that are incurred before and after a treatment too. This is why Apollo Munich has started offering plans that cover pre- and post-hospitalization costs. The company also keeps in mind the fact that there are certain treatments that can neither be covered under inpatient (requires 24 hours hospitalization) nor outpatient (no hospitalization is needed for these treatments). These treatments are referred to as day-care procedures. Due to medical advancements these treatments do not require more than 24 hours hospitalization. Since the main aim of all Apollo Munich policies is to give complete coverage to customers, the plans cover day-care procedures along with inpatient hospitalization.

There are many benefits that Apollo Munich provides customers with relation to preservative healthcare as well. One of them is the ‘Healthline’ tool. Customers can call on the medical helpline and avail assistance on the medical front as well as for lifestyle tips. The Cashless hospitalization benefit is provided to give customers access to over 4,000 network hospitals. Thus Apollo Munich provides complete coverage to all customers’ medical problems.